Alferes Realty, Inc - Alferes Realty, Inc



Posted by Alferes Realty, Inc on 1/16/2019


125 Brandt Island Road, Mattapoisett, MA 02739

Single-Family

$399,000
Price

4
Rooms
2
Beds
2
Baths
Mattapoisett Raised Ranch home with deeded beach rights and two car garage sitting on just over 1 acre of land. This home is set back just enough for privacy with a circular drive way. Downstairs can be finished for additional space in your home. Home has great open floor plan with centralized living area with fireplace to keep extra warm with this winter. More pictures coming soon! (R218) $399,000
Open House
Saturday
January 19 at 12:00 PM to 1:30 PM
Cannot make the Open Houses?
Location: 125 Brandt Island Road, Mattapoisett, MA 02739    Get Directions

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Categories: Open House  


Posted by Alferes Realty, Inc on 1/15/2019

You know that your credit score is incredibly important when you want to buy a home. There’s certain things that you could be doing in your everyday life that are hurting your credit score. Here’s what you need to avoid in order to keep your credit score up:


Don’t Allow For Too Many Credit Inquiries


When you’re at the checkout lane at the store, and the clerk informs you that you can save a lot of money if you just open this instant credit card on the spot, that can pose a problem. The issue with this is that the store will be instantly checking your credit score as well. These inquiries hang on your credit report for a certain amount of time. Certain inquiries can also make your score dip. Too many credit inquiries can make lenders suspicious of your ability to be a dependable borrower.



Unpaid Bills Can Add Up


If you forget to pay small credit card bills here and there, it could add up. Think of things like library books, medical bills, and credit card payments. That unreturned library fee that you never paid could come back to haunt you. A medical bill that was sent to collections can become a problem on your credit report. Most of the time, all you need to do is pay these fees up for your score to bounce back. 


Credit Report Errors


Your credit report could have incorrect information about your financial situation and records. Your credit score could be dragged down just because of some errors on the report. If you do find an error on your report, you’ll be able to submit a claim to rectify the error. 


Using Too Much Of Your Available Credit


Just because a credit limit is at $5,000, doesn’t mean that you need to max it out. Even if you pay your bills each month, using too much of your available credit can really harm your score. For your credit score to be calculated and to see how loan worthy you are, your total available credit and how much of that total credit is being used will be put into a formula. Beware of how much of your credit you use in order to keep that score up.


Not Touching Your Credit


You actually need to use your credit in order to build your score. You need credit history in order to have something for loan officers to work with. Accounts that become inactive over time will be closed by default and actually negatively impact your score. 


By using your credit responsibly, you’ll keep your credit score up and be in good shape to buy a house.





Posted by Alferes Realty, Inc on 1/14/2019


48 Willow Street, New Bedford, MA 02740

Single-Family

$214,900
Price

6
Rooms
3
Beds
1/1
Full/Half Baths
Nothing to do but move into this beautiful home with one car garage! House has been completely redone less than 5 years ago including roof, vinyl siding, heating and hot water tank. Home has open floor plan great for entertainment with a half bath on first floor for your guests. Backyard has deck off of kitchen leading to a 3-car driveway and garage with space for outdoor entertaining. Open house Saturday, November 3rd 11:00 - 1:00. $214,900 (R202)
Open House
Saturday
January 19 at 2:00 PM to 3:30 PM
Cannot make the Open Houses?
Location: 48 Willow Street, New Bedford, MA 02740    Get Directions

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Categories: Open House  


Posted by Alferes Realty, Inc on 1/14/2019


919 Lucy Street, New Bedford, MA 02745

Single-Family

$259,900
Price

5
Rooms
3
Beds
1
Baths
Lovely ranch with gleaming hardwood floors, updated bath and kitchen counters. Central air and vac, large 2 car garage-3rd bedroom currently being used as DR. Roof replaced 2009-generator with auto transfer. $259,900 (R220)
Open House
No scheduled Open Houses

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Categories: Price Change  


Posted by Alferes Realty, Inc on 1/10/2019


1148 Dutton Street, New Bedford, MA 02745

Single-Family

$209,900
Price

5
Rooms
3
Beds
1
Baths
One level living - 3 bedroom cottage with off street parking and garage. Hardwood floors, fully insulated, low maintenance exterior. Double lot. Will need kitchen, plumbing and updating. Being sold in "as is condition." A diamond in the rough! First showings Saturday 01/12/19 from 12 to 2 pm. (R234)
Open House
Saturday
January 12 at 12:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 1148 Dutton Street, New Bedford, MA 02745    Get Directions

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Categories: New Homes  




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